Ministry Loans

Church Loans

Christian Investors Foundation provides real estate loans to Evangelical Free Churches and EFCA affiliated organizations. Our top priorities are providing quality service to you and building relationships, whether or not it results in a loan transaction. We work hard to be a solid stewardship choice for your congregation or organization by providing competitive economic terms, service that is second to none, and the knowledge that your lender is a partner with you in ministry. We provide loans to buy, build, remodel, and refinance ministry properties. We also can provide consultative assistance on a wide range of issues regarding building and financing churches and ministries.

For more information, click on a topic below:

Loan Terms - Look here for general information about our loans.

Loan Guidelines - Look here for general information about the underwriting guidelines used by our loan committee.

Loan Calculator - Compute a monthly payment with our loan calculator.

Download Application Forms - Download the loan application and related forms.

Information contained herein is only intended to be a summary of the terms available. Actual terms will be established by the loan documents.

Christian Investors Foundation ("CIF") is separately incorporated and is a separate legal entity apart from the Evangelical Free Church of America (EFCA). The EFCA has not guaranteed any of the Investment Certificates issued by CIF, nor does it guarantee repayment of loans made by CIF. This shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of Investment Certificates in any state in which such offer, solicitation or sale is not authorized. The offering is made solely by the OFFERING CIRCULAR, which more fully describes certain risks involved in a purchase of Investment Certificates. The Investment Certificates are not FDIC insured.