What’s one challenge pastors and ministry leaders face that their education rarely prepares them for? It’s a topic that’s infrequently offered in Bible school or seminary. You don’t see this course title next to Theology I or Old Testament II or Introduction to Greek.

Yet it’s an issue all leaders—and their churches—face.


Whether it’s the annual budget, spending for new programs or the comprehensive facility expansion plans, finances—and managing them effectively—play a critical role in every church. Not to mention the future of the church, as well.

Yet when financial challenges arrive, pastors and ministry leaders rarely have a trusted resource to help navigate these potentially volatile waters.

Here are six potential financial challenges churches face and how Christian Investors Financial (CIF) can help provide the resources and leadership you need!

1. Developing a ministry culture that embraces biblical, financial generosity. People will tithe and give to their church for many reasons. But when a culture of generosity is instilled from leadership down, hearts are transformed and giving becomes transformational and not transactional.

2. Determining the financial capacity of your church project. When considering a building project or expansion, one of the trickier components is determining your church’s financial capacity. How much can you expect to raise as a church based on current giving and time-tested assessment? CIF can help walk you through this process so your project gets off on the right step. 

3. Discovering the resources needed to help manage church finances. Sometimes this just means pointing you in the right direction, but it’s a crucial step in securing your church’s financial health.

4. Evaluating lenders who are best suited to finance your project. CIF’s approach focuses on being consultative, possessing a high level of church lending experience, being customized and personal, and on developing a long-term relationship.

5. Providing budgeting advice when taking on a campaign or mortgage for the first time, such as when new line items for debt repayment and extra facility expenses begin to be added to the budget. New and larger buildings also cost more to heat, light, furnish and decorate. We’ve been through this process hundreds of times and understand the challenges affecting your specific situation.

6. Creating solutions to financial ministry struggles. Let’s face it, not every project, program or campaign goes off without a hitch. There will be times when you need professional advice and resources that can help fix a problem, alleviate a pain point or make a move in the right direction.

These are just some of the common financial challenges churches face. We’d love to walk with you through these challenges and help you realize God’s unique vision for your future! 

Blog Category
Campaigns & Consulting Stewardship & Generosity
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