wood frame building under construction

Let’s admit it … ministry has been challenging this past year. With COVID-19 and all the changes it has wrought on the local church and on our daily lives, many of us wonder when—or if—we will get back to whatever “normal” is.  

But if these past many months have taught us anything, it has taught us that ministry doesn’t just stop; it pushes on in new and innovative ways. We see countless examples of this daily in our work with churches across the country … how God is moving in new and exciting ways.

Ministry may look a bit different in 2021—and beyond—but the local church is still the leading edge of God’s plan to demonstrate His love to a hurting world. 

And as things improve across much of the country, churches are now moving forward with their pre-existing ministry plans or even new ministry plans developed because of the pandemic.

What does this forward path look like? It will be different for each church, but it often includes facility expansion, remodeling an existing building or a real estate purchase.   

And as your ministry partner for more than 60 years, CIF offers church financing for these types of projects, including:

Construction Line of Credit

This is a perfect option for the church or ministry needing to construct a new facility or remodel an existing one. A CIF construction loan is a great way to finance your project. After the construction period is over, your loan will automatically convert to a Real Estate Term Loan so there is no need to refinance.

Or ….       

Real Estate Term Loans

If you’re in need of a more long-term financing solution, we have you covered as well. CIF’s real estate term loans offer a 10-25 year financing option with some of the most competitive rates and terms (and no prepayment penalties).

And, with rates at historically low levels, there is no better time to move ahead with these plans.

Check out our Church Loan Calculator to determine your monthly obligation.

Since 1959, CIF has provided loans for churches across the country. In these 60+ years, our total loan disbursement to churches is $495M.

In addition to great rates and the experience of helping churches just like yours, CIF approaches each church with these values and assets in mind:

A. We are relationship-based—meaning we care about the transformational and not just the transactional.

B. We are consultative—meaning we work with you during the process.  

C. We are experts in church lending—meaning we strictly work with churches just like yours.

D. We offer large and small solutions—meaning we don’t offer one-size-fits-all solutions.

E. We are ministry focused—meaning we understand and embrace the foundational reason why you want to expand your ministry. 

 Isn’t it time to get started?

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