Rainy-Day-and Umbrella-over-Family Rainy-Day-and Umbrella-over-Family

Rainy days ... those times in life and in business when things don't go as planned. But doing the right planning and making the right preparations can help offset those times when challenges abound and a way forward seems murky. 

One reason many of the churches and ministries we work with are well positioned is that they have healthy reserves—cash set aside for rainy days and unforeseen emergencies.

During uncertain and challenging times, these funds can be used to offset declines in income or to fund added ministry needs. And for most, these funds allow them to continue to minister without draconian changes to budgets and staffing—to weather the storm, so to speak. These folks are thankful for the work that has been done in days past to prepare for unforeseen circumstances in current days.

And while many have reasonable reserve funds, some do not—and they are faced with difficult resource allocation decisions at the most difficult of times.

What’s your situation?

I want to encourage everyone reading this to ask that question. If you have an adequate reserve, be thankful for the wisdom and preparation done before now to allow that to happen.

And if you don’t, make a commitment to establish one so that you aren’t faced with the stress and difficulties that financial shortfalls can cause.

There’s an old proverb that says, “The best time to plant a tree is 20 years ago. The next best time is now.”

That’s certainly the case for savings, reserves and rainy day funds. If you’d like to talk about your situation and see how CIF might be able to help you, please let us know


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