A loan with CIF gives churches the flexibility to finance--or refinance--their church’s unique real estate needs. This means that new buildings are constructed, classrooms or youth rooms are expanded upon, or renovation of your current campus is completed. Whatever the reason, these funds are made available by mission-minded individuals who invest with CIF, and by other churches or ministries who pay CIF mortgages. Because of this, when you take out a loan with CIF, ministry happens.
Construction Line of Credit:
Perfect for the church or ministry needing to construct a new facility or remodel an existing facility. A CIF construction loan is a great way to finance your project. After the construction period is over, your loan will automatically convert to a Real Estate Term Loan so there is no need to refinance.
Real Estate Term Loans:
If you're in need of a more long-term financing solution, we have you covered as well. CIF's real estate term loans offer a 10-25 year financing option with some of the most competitive rates and terms (and no prepayment penalties).
Enter three of the four variables, and then click “Calc” to determine the remaining variable. You can then view a Payment Schedule or Charts by clicking the applicable button. If you want to print an amortization schedule, first click “Payment Schedule” and then scroll down to the bottom of the window that opens and click “Print.”
This calculator is provided by an unaffiliated third party. While the calculations are believed to be reliable, we do not guarantee their accuracy. Actual results may vary, especially if any additional principal reductions payments are made.
We value relationships, not transactions.
Our team will help you make the best financial decision.
Loans for churches is what we do; we’re experts at it.
We tailor solutions to you--from under $100,000 to about $10 Million.
CIF solely focuses on church lending.
