Why invest in CIF?

At CIF, we provide impactful investments that support churches and ministries nationwide. This support happens because as investments earn interest, they also fund construction, renovation, real estate and refinancing, and financing loans for churches and ministries. This means when you invest with CIF, ministry happens. Get started on your investment journey.

Investment options that fit your growing needs.

Demand Certificate:

A flexible investment option with variable rates, this option allows you to access funds when you need them and requires only a $100 minimum. 

Term Certificate:

With maturity dates of 90 days to 5 years, this option provides a fixed interest rate and generally higher return over the long haul.

Individual Retirement Accounts (IRAs):

Traditional and Roth IRAs, which are resourceful ways to plan for the future (we are happy to help with transfers and rollovers).


With rates that are competitive.

Investment Rates Effective April 1, 2021

Today's Investment Rates
Term Rate Yield
Demand 0.45% 0.45%
90-Days 0.65% 0.65%
1-Year 0.90% 0.90%
2-Year 1.10% 1.10%
30-Months 1.20% 1.21%
3-Years 1.30% 1.31%
4-Years 1.40% 1.41%
5-Years 1.50% 1.51%
403(b)(9) 1.25% 1.26%
CIF Investments Testimonial - Map showing current churches

“CIF cares about local churches! They desire to see local churches utilize their spaces for the Lord’s Commission and the good of their communities. By partnering with CIF, you not only invest in your local church but also contribute to the ministries of other local churches.”

Bryan Lair, Pastor
Trinity City Church, St. Paul, MN
Begin your investment journey.

Talk with one of our specialists today to learn more about you or your church investing with CIF.