From the President

God’s got it, we trust Him

“For the righteous will never be moved; he will be remembered forever. He is not afraid of bad news; his heart is firm, trusting in the Lord.”

Psalm 112:6-7 (ESV)

“You win some and you lose some” is a phrase we hear in business, in sports and even in church.

Yet in ministry, sometimes the losses can be more personal. It stings. Did we do something wrong? What did we do? We are human and can take things to heart.

As a faith-based financial services organization, we make an earnest effort to serve people and churches well. Some opportunities practically fall into our lap, and others take a lot of time and effort to get across the finish line.

In a few cases, churches we spend much time on slip away and go with a different lender. We might scratch our heads and try to figure out what happened, particularly when no reason was given for their change of heart.

Kingdom priorities

At the end of the day, we want God’s Kingdom to grow because of the decisions churches make, and that’s something we can all rejoice in and celebrate together, regardless of who a church decides to work with.

Because, in a broader sense, their goals are our goals. We want what is best for each church as they build God’s Kingdom. We love our neighbor, especially our brothers and sisters in Christ, and we want what’s best for them, hence our strong focus on stewardship and structuring loans in a way where fees, costs and interest expense are as minimal as can be.

Relationships to build trust

Our interactions are a chance to build and maintain relationships, and to establish trust. I like to say that we’re running a marathon, not a sprint. Relationships can develop over weeks, months or even years, but we will remain steady and consistent.

I often say that relationships and interactions are like scattering seed. It’s our job to water those seeds and some germinate quickly, while others take longer and a few may never grow at all.

This is our mindset, but it’s far better when our customers say this than when we say it about ourselves. We will continue to share those stories.

Let me end with this analogy. When we are constantly looking through the windshield, driving through the storm, it’s hard to see the blessings in the rear-view mirror. They are there.

Our God is sovereign. We need to trust Him and show grace, just as the Lord has shown to us.

To God be the glory!


Scott Achterling
President and CEO

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