Investments

A Different Way to Invest

Christian Investors Financial (CIF) provides impactful investment options to support church and ministry loans nationwide. CIF brings investors and ministries together to focus on one mission – growing God’s Kingdom. Partner with us to invest with purpose.

How it Works

While your CIF Investment Certificate earns interest, it also funds construction, renovation, real estate and refinancing loans to churches and ministries. Investment Certificates have helped increase classroom space for Vacation Bible School, build recreation centers to serve communities and expand sanctuary capacities to accommodate growing congregations. Invest with us to create new, kingdom-building stories for the future!

Investment Certificates

Available for individuals and organizations, CIF has several investment options, which help you plan for the future. Whether investing for current or future needs, make your investment count. Established in 1959, CIF provides personalized service to meet your needs with financial strength as our priority.

 Learn about Investment Options   Invest Now

Today's Rates

Investment Rates Effective Aug 1, 2017 - Apr 30, 2018

Term Rate Yield
Demand 1.35% 1.36%
90-Days 1.45% 1.46%
1-Year 1.60% 1.61%
2-Years 1.85% 1.86%
30-Months 1.95% 1.96%
3-Years 2.10% 2.12%
4-Years 2.35% 2.37%
5-Years 2.75% 2.78%
403(b)(9) 2.25% 2.28%

* EARLY REDEMPTION PENALTY: if a holder redeems an Investment Certificate prior to its maturity, the holder will be charged (i) 30 days’ interest on the principal amount redeemed if the original maturity is 90 days or less, (ii) 90 days’ interest on the principal amount redeemed if the original maturity is over 90 days to one year, (iii) 120 days’ interest on the principal amount redeemed if the original maturity is over one year to two years, and (iv) 180 days’ interest on the principal amount redeemed if the original maturity is over two years.

**UTMA Certificates must be purchased by an adult for the benefit of a minor (under the age of 21) under the Minnesota Uniform Transfer to Minors Act (UTMA). At the age of 21, the Investment Certificate will become the unrestricted property of the minor named in the Subscription Agreement which established the Investment Certificate.